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์ง๊ฐ๊ณผ ๋ชจ๊ธฐ์ง ๊ธ๋ฆฌ๊ฐ ๊ณ ์ ์ ์ด๋ฅด๋ฉด์ ํญ๋ฐ์ ์ธ ์ง๊ฐ ์์น๊ธฐ๊ฐ ๋๋๊ณ ์๋ค๋ ํ๊ฐ๊ฐ ๋์จ๋ค.
๊ณ ๊ธ๋ฆฌยท์ ์ ์ฅ๊ธฐํ์ ๋งค๋งค ์ฌ๋ฆฌ ๋๊ฐ ๋ฐ๋ ์์ยท๋ญ์บ์คํฐ ์ธ๊ณฝ ์์๋ ์ฆ๊ฐ
ํฑ4 ์ํธ์ธยทLAยท๋กฑ๋น์นยทSD์
๊ฐ์ฃผ ํต์ฌ ์ง์ญ์ ์ ๋ฌ์ค ๋ง์ผ ์ ์ง ์ฌ์ต์, HELOC ํ์ฉ ์ค์์ฑ ํ๋
๊ฐ์ฃผ ์ฃผํ ์ธํ ๋ฆฌ์ด ๋ณํ ์์ฃผ ๊ฐ์ยท๊ฑด๊ฐ ์ค์ ์ํฅ ์ฌ์ฐ๋ยท๋ช ์ยท์ด๋์์ค ์ ํ
์ต๊ทผ ์ฃผ๊ฑฐ ํ๊ฒฝ์ ๋๋ฌ์ผ ํค์๋๋ ๋จ์ฐ '์ฌ๊ตฌ์ฑ'์ด๋ค. ์ ์ง์ ์ง๊ธฐ๋ณด๋ค, ์ด๋ฏธ ์ต์ํ ๊ณต๊ฐ์ ์ด๋ป๊ฒ ๋ฐ๊พธ๊ณ ํ์ฅํ ๊ฒ์ธ๊ฐ์ ๋ํ ๊ด์ฌ์ด ์ปค์ง๊ณ ์๋ค.
๊ณ ๊ธ๋ฆฌ, ๊ณ ๋ฌผ๊ฐ ์ ์ผ์ด๋ถ์ ๋งค์ ์ฌ๋ฆฌ ๊ด๋ง๋ณด๋ค ์ ์ ์ ๋ต์ด ์ค์ํด์ง ์๊ธฐ
์๋น์์ ์ฑ ์ผํฐ ๋ณด๊ณ ์ "๋์ ์ค๊ฐ๋ฃ ๊ตฌ์กฐ ๋ฐฐ๊ฒฝ" ์ผ๋ถ ํ์ฌ ์์ฒด ๊ณต๊ฐ๋ ์ง๋ก์ฐ "๋ง์ผํ ๋น์ฉ" ๋ฐ๋ฐ
5์์ ์ค๋ฅธ ์ํธ์ธ์ ์ง๊ฐ์ ์ง๋ก ์ฃผํ ๊ฐ์น ์ง์๋ก 155๋ง8466๋ฌ๋ฌ์๋ค. ์ฃผํ ๊ฐ์น ์์น๋ฅ ์ ๋ง์ 1.2%์๋ค. ์ง๋ํด ์์๋ 48์์์ผ๋ ์ฌํด๋ ํฑ10์ผ๋ก ๊ธ๋ถ์ํ๋ค. ย
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